Internet Counseling Internet Contact Form
	Hours: 24 hrs/ 7 days per week
	Counseling Fees	DMP Fees	Setup Fees
	$0	varies by state	$0

	In Person Counseling
	Hours: 7:30 am-8 pm M-Th; 7:30-5pm Fri.
	Counseling Fees	DMP Fees	Setup Fees
	$0	varies by state	$0

	Phone Counseling
	Hours: 7:30 am-8 pm M-Fri.
	Counseling Fees	DMP Fees	Setup Fees
	$0	varies by state	$0

	Housing - Pre-Purchase Counseling
	Hours: 7:30 am-8 pm M-Th; 7:30-5pm Fri.
	Counseling Fees	DMP Fees	Setup Fees
	$0

	Housing - Delinquency Counseling
	Hours: 7:30 am-8 pm M-Th; 7:30-5pm Fri.
	Counseling Fees	DMP Fees	Setup Fees
	$0

	Reverse Mortgage Counseling
	Hours: M-F
	Counseling Fees	DMP Fees	Setup Fees
	$75

	Rental Counseling
	Hours: M-F
	Counseling Fees	DMP Fees	Setup Fees
	$0

	Pre-Filing Counseling
	Hours: Phone, Internet, In Person
	Counseling Fees
	varies by counseling method

	Pre-Discharge Education
	Hours: Internet, Phone, In Person
	Education Fees
	varies by counseling method

This agency offers some free public education.